A Guide To Refinancing: How Smarter Borrowing Means Saving Time & Money
Why would someone borrow money to pay off debt? As counterintuitive as it may sound, it can be a savvy way to save money and repay your high-interest debt quickly.
Money
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Borrowing money has a reputation for being complicated, expensive and intimidating. We want to change that.
Budgeting Tip: How You Pay Affects What You Pay
Did you know you could save money simply by paying with cash instead of credit cards? How well does this budgeting tip work?
Financial Tug Of War: Saving vs. Debt
Which should come first — paying off debt or saving? Many financial advisors recommend people in their twenties save 15% of their income, but simple math suggests getting rid of debt is better for your bank account.
Debt To Income Ratio Explained
Lenders use this ratio to determine what percent of a borrower’s gross monthly income goes towards paying debts.
Demystifying Credit Scores
Who cares about your credit score? Lots of people, including Upstart, which is why you should care too.